The picture with this post is an immature bald eagle. That is my opinion and it is very true. There is a story going around that some expert birders asked permission to walk the beach, walked the beach, went over to Cedar point and banded some birds. These experts claimed that they had banded four golden eagles on the point. It is hard to dispute some unnamed expert, just as it is impossible to prove a negative. All I can say is that adult bald eagles have been seen nesting on this point for the last few years. An adult bald eagle cannot be confused with a golden eagle by any ‘expert’ that I can think of. Besides, bald eagles are endemic to this area, while golden eagles only migrate through the region. As I said, this is all my opinion and of course it is very true.
Check http://www.baldeagleinfo.com and there is a great pair of photos that confirm your statement that your photo is indeed of a immature Bald Eagle.
Also http://www.allaboutbirds.org/guide/bald_eagle/id has a comparison slide show that has a nice shot of a juvie Baldi in flight